by A553tH4rbour | Apr 11, 2022 | Mortgages, New Mortgages
The average rent price increased by 8.7% throughout the UK on an annual basis in March, shows new data from HomeLet. This gives an average rent price of £1,078 per month – a 0.8% increase on February. Excluding London, the yearly rise comes to 7.4% and the average...
by A553tH4rbour | Mar 9, 2022 | Mortgages, New Mortgages
A zero-hour contract mortgage is a home loan specifically for those who don’t have a full-time contract of employment but do have a zero-hour contract. Getting a mortgage on a zero-hour contract can be tricky depending on your situation, as many mortgage lenders...
by A553tH4rbour | Feb 14, 2022 | First Time Buyers, New Mortgages
For the final article in our series aimed at helping First Time Buyers, we offer the top five tips when looking to buy your first home A bigger deposit means the best rates Whilst it is possible to put a minimum of a 5% deposit down on your first house, if you are...
by A553tH4rbour | Jan 31, 2022 | First Time Buyers, New Mortgages
Stats recently released by the Halifax, state that there were more than 400,000 people buying their first home in 2021, up 35% from the previous year. That rate dropped by 13% in 2020, when the number of Halifax buyers was about 300,000. A stamp duty holiday that...
by A553tH4rbour | Nov 1, 2021 | First Time Buyers, New Mortgages
It’s a contradiction for many aspiring first-time buyers that what they’d pay in mortgage repayments is often less than their monthly rent, yet it remains difficult to get onto the property ladder. It’s not as if the desire to own a property is not there. In fact, 49%...
by A553tH4rbour | Oct 4, 2021 | Mortgages, New Mortgages
How do you go about getting a mortgage when you’re self-employed? When you apply for a mortgage, you are considered to be self-employed if you have more than a 20% share of the business from which you get your main income. Being self-employed can mean different...
