Top 5 Tips For Remortgaging

1. Always shop around

Don’t just stick with your existing lender, shop around.

Whilst a new deal with your existing lender is an easy option, by getting advice from a mortgage broker, you may find a better or more suitable deal.

2. Seek advice

The internet makes it easy to research for yourself but by using a reputable broker like Asset Harbour, you get access to the very best deals throughout the whole of the market saving you time as well as money.

3. Fees

Don’t forget the fees involved with remortgaging, such as valuation and legal fees, your Asset Harbour mortgage advisor will go through all of the costs with you.

4. Plan ahead

It’s very important to note that if you are on a fixed term mortgage, you need to get a new deal in place before the old deal finishes. If your existing deal is with Asset Harbour, we will contact you around 6 months prior to your deal ending.

5. Affordability

Always take into account your current circumstances and any changes that may have happened since you last arranged a mortgage that could impact your ability to repay the mortgage. Use our mortgage calculator to see how much you can potentially borrow.