In the UK we are very lucky to be entitled to free healthcare from the NHS. But as most of us know, the NHS is under great strain most of the time which can lead to long waiting times, particularly for non-life-threatening treatments. So many people also take out private medical insurance, which covers the costs of being treated by private healthcare providers enabling them to be treated a lot quicker, this can be anything from private GP appointments through to cancer treatment.
Private health insurance, also known as ‘private medical insurance’ will pay some or all your medical bills depending on your policy, if you’re treated privately. This gives you the choice to decide your level of care and how and when it’s provided, meaning that if you don’t have to wait for what can be a considerable time for treatment through the NHS. Without health insurance, it can be very expensive to use private treatment, especially for serious conditions.
Like all insurance, private medical insurance cover depends on the policy you choose and the insurance company you buy it from.
The more basic policies usually pick up the costs of most in-patient treatments, such as tests and surgery and day-care surgery whereas some more expensive policies will extend to out-patient treatments – such as specialists and consultants and might pay you a small fixed amount for each night you spend in an NHS hospital.
At Asset Harbour we have a tie-in with one of the country’s largest and best heath insurance providers, Vitality Health and Life who offer award-winning Private Medical Insurance, which puts an equal focus on maintaining better health, by helping you stay healthy through engagement in it’s rewards scheme.
Call our Health & Life team today on 01276 986333 for more information on Private Health Insurance.