Home Mover

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Home Mover Mortgage Advice

Selling your existing property and finding a new property to buy is a very stressful time even if everything runs smoothly. Often problems can occur where there are a lot of buyers and sellers involved (known as ‘a chain’).  it may have been many years since you last purchased a property and having to sell and buy a property at the same time is a completely different experience altogether from when you were a First Time Buyer. At Asset Harbour we help you every step of the way as you transition from one property to another.

Moving home, what do I need to know?

Whether you’re upgrading your space or downsizing to a smaller property, we help you to find the right mortgage available to you. You will need to know before going out and choosing your new dream home, ‘how much can you borrow?’ This allows you to then know what properties you can and can’t afford.

There are several options for home movers. You may be eligible to transfer your current mortgage to a new property, find a new deal with your current lender, or move to a new lender and apply for a new deal. Replacing your current mortgage with a new loan, even if it’s with your current provider, could mean paying an early repayment charge. Asset Harbour can discuss the options with you and how they might impact you, so you can be sure you’re making the right decision.

Speak To an Expert
We can advise how much you can borrow, find the most suitable lender and have that Decision in Principle in place. Then, when you do make an offer on a property, you’re ready to go.

We’re here to help you find the most suitable mortgage for you

Asset Harbour have been helping clients to move home, finding the most suitable mortgage deals in Camberley and the Surrey area for over 30 years.

You are not alone, we find you the most suitable mortgage deal for your situation, we go through and explain the different mortgage options available to you.

We will help you with how much you can afford and how much you can borrow and advise on the different deals available via lenders, and guide you through the process so when you see that dream home, you already have a mortgage in principle ready to go.