Will Writing

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Will Writing and Estate Planning

Everyone should have a Will but it is even more important if you have children, you own property or have savings, investments, insurance policies or you own a business.

If you don’t have a will when you die, your money, property and possessions will be shared out according to the law instead of your wishes. This can mean they pass to someone you hadn’t intended – or that someone you want to pass things on to ends up with nothing.

Nobody hopes for the worst… but you can prepare for it.

Last Will & Testament

Why Do I Need A Will?

If you don’t have a will when you die, your money, property and possessions will be shared out according to the law instead of your wishes. This can mean they pass to someone you hadn’t intended.

If you aren’t married and don’t have a Will, your partner, regardless of how long you have been together or if you have children, will not inherit anything.

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Do you need to change your Will?

It’s a good idea to review your Will every now and then to make sure it still says what you want it to say.

You should definitely review your Will if:

  • Someone named in your Will dies.
  • You have children or grandchildren. You might want to change who gets what.
  • You get married. Marriage revokes a Will in England and Wales (but not Scotland).
  • You get divorced. Getting divorced doesn’t revoke a Will, although in England and Wales your ex-husband/wife or civil partner wouldn’t benefit from it.

Worryingly, every year the number of people in the UK that do not have a Will goes up and up. Government figures indicate that almost 30 million adults in the UK have not made a Will… are you one of them?

Why do I need a Will
LPA

Lasting Power Of Attorney

If you were to lose mental capacity without an LPA in place, decisions surrounding your welfare, finances, and estate will be made by an individual appointed by the Court of Protection – leaving your family powerless to act on your behalf.

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Trusts

Trusts

A Trust allows your assets to be handed down to your beneficiaries at a time decided by you and most convenient to them, typically money or property being held for a set time period or indefinitely to provide an income or somewhere to live.

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Funeral Plan

Funeral Plans

With a Funeral Plan you choose the funeral you want, and then pay for your chosen plan at today's prices. Paying for your funeral today can be a good option compared to saving for your funeral as the cost of the funeral director's services are fixed at today's prices.

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